Legal Bank Locates

Many people ask me if it’s legal to locate a debtor’s bank account and levy on the funds. Bank account levies can be profitable, but there are many legalities that you have to take into consideration to stay on the right side of the laws. So, are bank account locates...

Bank Levy

The Bank Levy (In some states called a Bank Garnishment)   Many people wonder how the can do a bank levy to collect the money owed on their court judgment. After all, bank levies are a great way to get the court judgment paid all at once. It doesn’t matter...

Wage Garnishment

How Wage Garnishments Work   If you have a credit card account that goes into default, the creditor may decide to sell it to a Collection Agency.  If the Collection Agency spends a lot of time trying to collect, and they’re unsuccessful, they may decide to...